>
> i've been a member of vpfree for a while now and this is my first
> post. i had to respond to this one. chase visa should be avoided
at
> all costs. i have recently had a terrible experience of my own
and
> have filed a complaint with consumer affairs. and i'm not the
only
> one. if you go to consumeraffairs.com you will find numerous
> complaints on chase.
I don't doubt your issues with Chase, but with all due respect
there
is a laundry list of complaint against virtually every card issuer
at
that site.
I don't want to come off as a shill for Chase but the bottom line
is
that for $59 (at most) a person can score a free roundtrip with
SWA...and then cancel immediately after the credits hit your SWA
account. There's no requirement to become a long-time customer.
FWIW, I've had a SWA Visa for years and have never had any issues
that were not resolved to my satisfaction. They've handled a
couple
chargebacks without issue and have waived late/finance fees in the
(very) rare case that a payment did not get posted in a time. As
with any company, this is a case of YMMV.
To make one additional point regarding the OP not being a fan of
Chase.... This is a perfect opportunity to get back at them. By
signing up, getting the flight credits and then cancelling the card
you will actually be COSTING the card issuer $$$. I've heard Chase
pays $8 per flight credit, so that's $128 for the 16 credits.
Assuming a person isn't able to get the annual fee pro-rated, and
eats the entire $59, the net cost to Chase is still ~$70 + the time
to approve and process your account and the postage to send you all
your docs.
It's like a casino that pi$$es me off. When this happens, it
REINFORCES my will to play there (assuming I have the best of it)
because I know I will cost them $$$ each and every time I step
through their front doors. 
···
--- In vpFREE@yahoogroups.com, "hockeystl" <vegasstl@...> wrote:
--- In vpFREE@yahoogroups.com, "dwarfcar84" <dwarfcar84@> wrote: