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Silverton pull tab promo... $5 Gaming chip

Has anyone used the $5 gaming chip pull tab at Silverton?
How did it work for you?
The rules of the promotion say the $5 gaming chip is worth $5 in value.
I used two at the craps table and they took my pull tab, and replaced
it with a $5 chip. When I won, they matched it so I walked away with
$10. In this case, then yes, it was worth just a hair under $5. But the
2nd time I went in to do it, a different person said you just bet the
pull tab and when you win you get $5 not $10. In this case the EV of
the pulltab drops to just under $2.50.
The pull tab reads "Promo chip will be used as your first bet. Chip is
good for one bet, win or lose (pushes play)"
  TomSki