vpFREE2 Forums

Quick suggestions needed -- do I want to win this prize?

I believe if you win a prize and then refuse it you would not be liable for
the taxes, because basically you are not accepting it. A friend of mine was
on Jeopardy and came in 3rd - they were given several consolation prizes.
They kept a couple but refused a painting/print because they didn't like it.
It was not included in their 1099.

The rule with prizes that they are either worth (for IRS purposes) the
declared value or the "fair retail market value". Sometimes you may get a 1099
for an inflated price. You can determine the "fair market value" and declare
this instead by:
1. Sell the item - declare what you sold it for.
  2. Produce evidence that the item is worth X amount rather than Y. For
example ads from a newspaper, Ebay listings, amazon.com listiings,
travelocity.com listings, etc.

Assuming you cannot sell the prize, if you actually could use the trip (or
give it to a loved one who could) and can find a lower "fair market value" -
the prize may still be worthwhile to you. Figure out how much the prize is
valued at and what the tax is. For example, your trip is valued at $2000 (fair
market value), though the casino values it as $3000. Your tax would be on
the $2000 - and say you are in the 28% tax bracket, it is going to cost you
$560 to accept the trip in extra taxes. Is it worth $560 in costs to you?

If not, don't go to the drawing or refuse those particular gifts you don't
like, should you win one of them rather than a prize you do like.

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[Non-text portions of this message have been removed]

For example, your trip is valued at $2000 (fair
market value), though the casino values it as $3000. Your tax would

be on

the $2000 - and say you are in the 28% tax bracket, it is going to

cost you

$560 to accept the trip in extra taxes. Is it worth $560 in costs

to you?

Also, you need to factor in the increased chance of getting audited
(for claiming a win is actually worth less than the 1099 price, keep
in mind that the casino is writing off the full 1099 from its taxes).

···

--- In vpFREE@yahoogroups.com, misscraps@... wrote:

<<Also, you need to factor in the increased chance of getting audited
(for claiming a win is actually worth less than the 1099 price, keep
in mind that the casino is writing off the full 1099 from its taxes).>>

I don't think the casino is writing off any more than they paid for the
prize.

Cogno

somebody's making a claim to value, perhaps a travel agency, they
often "donate" free trips to get the tax writeoff and free publicity,
sometimes the trip is not entirely free, maybe some hidden "resort
fee" charges as divulged in the fine print ...

···

--- In vpFREE@yahoogroups.com, "Cogno Scienti" <cognoscienti@...> wrote:

<<Also, you need to factor in the increased chance of getting audited
(for claiming a win is actually worth less than the 1099 price, keep
in mind that the casino is writing off the full 1099 from its taxes).>>

I don't think the casino is writing off any more than they paid for the
prize.

Cogno

Highly inaccurate. Highly.

Any business that files a 1099 is deducting the whole amount on
the 1099 as a business expense.

···

On 2/15/08, Cogno Scienti <cognoscienti@gmail.com> wrote:

<<Also, you need to factor in the increased chance of getting audited
(for claiming a win is actually worth less than the 1099 price, keep
in mind that the casino is writing off the full 1099 from its taxes).>>

I don't think the casino is writing off any more than they paid for the
prize.

Cogno

[Non-text portions of this message have been removed]

<<Also, you need to factor in the increased chance of getting audited
(for claiming a win is actually worth less than the 1099 price"

Probably not a big chance, and then you would probably only get a letter audit that would be resolved with an explanation and some paperwork showing the "actual value."

···

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