Why are "penalty cards" so called? It's because they may penalize a player by reducing the expected hourly win rate if they are given too much concern. 
Dan
路路路
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Dan Paymar
Author of best selling book, "Video Poker - Optimum Play"
Editor/Publisher of VP newsletter "Video Poker Times"
Developer of VP analysis/trainer software "Optimum Video Poker"
Visit my web site at www.OptimumPlay.com
"Chance favors the prepared mind." -- Louis Pasteur