Patricia,
Glad you are still learning. Now, if you plan to continue you MUST purchase either FrugalVP or winpoker. Buy VPSM if you buy Winpoker. Then you will learn and apply all of the paytables you come across.
I personally have seen very little 6-5 jacks, but they are out there. Were you looking at the FH/flush payouts?
Going to play VP without the above mentioned tools is akin to bringing a knife to a gun fight....
SK