vpFREE2 Forums

Keep out of state ID or become official local

#1

If you are gonna work it, keep two addresses. Out of state ID and mailing
address works for the strip casinos. The local casinos pretty much don't
care if your ID is out of state as long as you have a local mailing address.

There is another part of the equation. Car insurance is very high in Las
Vegas. There was some news print a few years ago aboutl locals with out
of state plates. I have one friend who has a PO box in Kingman, Arizona
and runs Arizona plates. He says he saves a ton on insurance. Another
friend told me he uses Pahrump instead of Las Vegas and saves a ton.

If this isu unethical or unlawful to you, please don't blame me as I am just
the messenger of what is going on.

#2

.....Car insurance is very high in Las Vegas. There was some news
print a few years ago aboutl locals with out of state plates. I
have one friend who has a PO box in Kingman, Arizona and runs
Arizona plates. He says he saves a ton on insurance. Another
friend told me he uses Pahrump instead of Las Vegas and saves a
ton.

If this is unethical or unlawful to you, please don't blame me as I
am just the messenger of what is going on.

···

--- In vpFREE@yahoogroups.com, "mickeycrimm" <mickeycrimm@...> wrote:

=====================================================
Hi Mickey,

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it is "material
misrepresentation", and therefore cause for the insurer to rescind
the policy and deny paying the claim.

~Babe~

#3

As far as Las Vegas residents who are using non-Vegas addresses
are concerned, they are saving a ton of money.

···

On 9/13/06, jackessiebabe <jackessiebabe@yahoo.com> wrote:

--- In vpFREE@yahoogroups.com, "mickeycrimm" <mickeycrimm@...> wrote:

.....Car insurance is very high in Las Vegas. There was some news
print a few years ago aboutl locals with out of state plates. I
have one friend who has a PO box in Kingman, Arizona and runs
Arizona plates. He says he saves a ton on insurance. Another
friend told me he uses Pahrump instead of Las Vegas and saves a
ton.

If this is unethical or unlawful to you, please don't blame me as I
am just the messenger of what is going on.

Hi Mickey,

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it is "material
misrepresentation", and therefore cause for the insurer to rescind
the policy and deny paying the claim.

~Babe~

[Non-text portions of this message have been removed]

#4

Curtis,

With due respect it seems that our society has no laws that you
respect. Isn't it true that America cannot exist in anarchy? And if
each person can commit fraud in his own economic interests how do we
maintain a civil society?

···

At 06:56 PM 9/13/2006, you wrote:

As far as Las Vegas residents who are using non-Vegas addresses
are concerned, they are saving a ton of money.

> As far as the insurance company is concerned, it is BOTH unethical
> and unlawful, but, more to the point, it is "material
> misrepresentation", and therefore cause for the insurer to rescind
> the policy and deny paying the claim.
>
> ~Babe~

[Non-text portions of this message have been removed]

#5

Taking your theory a step further, Curtis, why don't you suggest
that they save even MORE money, and drive w/o any insurance. They
might just as well do that anyway. Should the insurance company
investigate and determine that the policy was issued fradulently, to
a driver at an address other than his/her own, they would have no
valid insurance.

~Babe~

···

=====================================================
--- In vpFREE@yahoogroups.com, "Curtis Rich" <LGTVegas@...> wrote:

As far as Las Vegas residents who are using non-Vegas addresses
are concerned, they are saving a ton of money.

On 9/13/06, jackessiebabe <jackessiebabe@...> wrote:

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it is "material
misrepresentation", and therefore cause for the insurer to
rescindthe policy and deny paying the claim.

~Babe~

#6

Oh, Lord....

I don't have any "theory" (to take one step further)!

I never said what these people are doing is ethical.

I never said that I agree with these people.

I just said this is saving them money, as far as *THEY*
are concerned* - not as far as *I'M* concerned.

Sheesh!!

Just for the record, Babe, I *do* think that any insurance
company should not pay any claim that is fraudulent.
That's a no-brainer.

···

On 9/14/06, jackessiebabe <jackessiebabe@yahoo.com> wrote:

Taking your theory a step further, Curtis, why don't you suggest
that they save even MORE money, and drive w/o any insurance. They
might just as well do that anyway. Should the insurance company
investigate and determine that the policy was issued fradulently, to
a driver at an address other than his/her own, they would have no
valid insurance.

~Babe~

--- In vpFREE@yahoogroups.com, "Curtis Rich" <LGTVegas@...> wrote:
As far as Las Vegas residents who are using non-Vegas addresses
are concerned, they are saving a ton of money.

On 9/13/06, jackessiebabe <jackessiebabe@...> wrote:

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it is "material
misrepresentation", and therefore cause for the insurer to
rescindthe policy and deny paying the claim.

~Babe~

[Non-text portions of this message have been removed]

#7

At which point, I'm sure, the insurance company would refund all the
premiums.

[Non-text portions of this message have been removed]

···

On 9/13/06, jackessiebabe <jackessiebabe@yahoo.com> wrote:

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it is "material
misrepresentation", and therefore cause for the insurer to rescind
the policy and deny paying the claim.

#8

They have no obligation, legal or moral to do so. You have no right
to benefit from fraud.

···

At 02:15 PM 9/14/2006, you wrote:

On 9/13/06, jackessiebabe <jackessiebabe@yahoo.com> wrote:
>
> As far as the insurance company is concerned, it is BOTH unethical
> and unlawful, but, more to the point, it is "material
> misrepresentation", and therefore cause for the insurer to rescind
> the policy and deny paying the claim.

At which point, I'm sure, the insurance company would refund all the
premiums.

[Non-text portions of this message have been removed]

#9

Actually, Mr. Fish, that is EXACTLY what they do. When policy
recission is exercised by the insurance company, because of material
misrepresentation, the entire premium IS refunded to to the payor.

You may believe that I'm an apologist for insurance companies and
the industry in general. Nothing could be further from the truth.
While as Agents placing business with a company, we have a fiduciary
responsibility to be truthful on any application submitted, we also
have a responsibility to our clients to make sure that they are
properly covered against the hazards for which they wish to
insured. We would be remiss in our responsibility, and subject to
license revocation, were we to knowingly put a false residence
address on a policy. I don't know of any reputable insurance agent
or agency who would be a party to this fraud.

~Babe~

···

================================================

jackessiebabe <jackessiebabe@...> wrote:

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it
is "materialmisrepresentation", and therefore cause for the insurer
to rescind the policy and deny paying the claim.
================================================= --- In

vpFREE@yahoogroups.com, "King Fish" <vpkingfish@...> wrote:

At which point, I'm sure, the insurance company would refund all the
premiums.

#10

--- In vpFREE@yahoogroups.com, "jackessiebabe" <jackessiebabe@...>
wrote:

--- In vpFREE@yahoogroups.com, "mickeycrimm" <mickeycrimm@>

wrote:

···

.....Car insurance is very high in Las Vegas. There was some news
print a few years ago aboutl locals with out of state plates. I
have one friend who has a PO box in Kingman, Arizona and runs
Arizona plates. He says he saves a ton on insurance. Another
friend told me he uses Pahrump instead of Las Vegas and saves a
ton.

If this is unethical or unlawful to you, please don't blame me as I
am just the messenger of what is going on.

==============================================

Hi Mickey,

As far as the insurance company is concerned, it is BOTH unethical
and unlawful, but, more to the point, it is "material
misrepresentation", and therefore cause for the insurer to rescind
the policy and deny paying the claim.

~Babe~

You are certainly correct, Babe. But my friends are "hustlers" and just
cannot resist the temptation to hustle the insurance companies.