Lynn, looks like your calcs are correct.
If you have an American Casino Guide there is a coupon for for 150 points when you earn 150 points. So, the coupon is worth $5.
Pick 'em is pretty easy to learn. You should be able to learn Pick 'em in about 1/3 the time it took to learn JAcks or better. Go to wizardofodds.com for a strategy card.
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