Tom, Just an FYI...
Points are earned at the rate of $10 = 1 point. They have no
cashback. The comp rate varies:
25 points = $1 of comps at the bar or coffee shop.
30 points = $1 of comps at Gregory's (Steak House), gas, etc.
Also, points can be redeemed for logo merchandise so the value of your
points is arbetrary...what do you consider a hat or T-shirt to be worth?
Gak