I am using FPDW Strategy Printout in conjunction with playing FPDW
on Frugal VP. I was dealt 4H-9C and 4-6-7Spades. Looking at the
hand on the stratgey chart it is rated at either #16 or #18. I am a
bit confused by the rankings and know only one applies but I cannot
figure out which one is correct. Also, what does (3-K:Dbl Ins)
stand for? As you can tell, I am new at this.....Thanks