Vp Louie talked about being pressured to take the insurance at a rental car
place. The reason they push so hard is that a) this is the most profitable
portion of their business and b) the agents sometimes get commission for selling
it.
A simple no usually works. You might have to say it 3 or 4 times but it works.
When they try to rationalize the cost as being 'only $15 a day, you can ask them
how an annual insurance rate of over $5000 is a good deal. And that's just one
of the insurance options they want to sell you.
One way to get around the pitch is to a member of their club and fill out a user
profile. It usually asks for the coverage options you would like.
JZ